The Best High Yield Savings Accounts Of 2025

The Best High Yield Savings Accounts Of 2025

➡️ See my FAVORITE high-yield savings account and get potential sign up bonuses with my link: https://bit.ly/4eui2Vu

Wondering where to safely put your savings without losing money to inflation? Today’s quick video breaks down High-Yield Savings Accounts (HYSAs)—the easiest way to grow your money with minimal risk!

📌 In This Video:
0:13 – All about high-yield savings accounts + how I got started
2:06 – Make sure it’s FDIC insured
2:21 – No market risk
3:03 – Not ideal for long-term growth
3:22 – Limited transactions
4:01 – How I determine which banks to use
4:26 – Live Oak Bank
5:19 – CiT Bank
6:20 – Barclays
7:07 – Axos Bank
8:01 – Banks that have branches
8:13 – Online bank options

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50 Comments

  1. I figured out that the key to hitting a million is being patient and saving up until the perfect investment chance comes along . I started by putting $30K into stocks and ended up with around $246K . But here’s the twist, I rolled all of it back in and traded again. and now I’m nearing that million mark 💪.

  2. What’s your take on Sofi bank?

  3. @jeremytutivencaicedo8500 July 5, 2025 at 5:26 pm

    Apple savings account currently is offering 3.65% APY used to be 4.60%

  4. 3 months ago I was broke, anxious, and completely lost. My friend sent me Manifest and Receive by Eva Hartley and I read it in one sitting. Not even kidding, my whole energy shifted. I stopped chasing and started receiving. New clients, better sleep, confidence back. people don’t sleep on this. 😭✨

  5. Its a little scary how few people know about the book Manifest and Receive by Eva Hartley, you’re have no idea what your missing out and its honestly criminal how much this book is being hidden. All creators who know about this book should be ashamed by this

  6. @JulioLinan-l4q July 5, 2025 at 5:31 pm

    Vio bank is really Good as well money market account CDs over 4%

  7. @RobertoCabanada-k1g July 5, 2025 at 5:31 pm

    Boss salamat boss stiv tanan niyo dh ilovevuvoll

  8. @karan__Gaming444 July 5, 2025 at 5:32 pm

    Honestly, it breaks my heart how Manifest and Receive by Eva Hartley isn’t getting the attention it deserves. This book changed me. People need to wake up to this.

  9. @jeffloucks2120 July 5, 2025 at 5:33 pm

    Why is there always mega spammy/scammy comments flooding these financial channels?

  10. Can’t live on 4.4% gains.

  11. @rosemorgan9148 July 5, 2025 at 5:33 pm

    Hi steve what you think about four leaf bank

  12. Thank you, great video

  13. Honestly, it breaks my heart how Manifest and Receive by Eva Hartley isn’t getting the attention it deserves. This book changed me. People need to wake up to this.

  14. @jarredjohn6726 July 5, 2025 at 5:39 pm

    Does Fidelity have a HYSA?

  15. @jimmyserra7628 July 5, 2025 at 5:39 pm

    Is this monthly returns or yearly ?

  16. @anniemarsella3355 July 5, 2025 at 5:41 pm

    What do you think about the fidelity cash management account?

  17. @Kittu_smiley_edits_143 July 5, 2025 at 5:41 pm

    Everyone who reads this, we don’t know each other and probably never will, but I wish you all the best in life and all the luck in the world. If you’re struggling right now, trust me—I know exactly how that feels. I spent years working hard but never really getting ahead. I thought success was all about effort, but I was missing something bigger. That changed the moment I read Manifest and Receive by Eva Hartley. I don’t know how to explain it, but my income doubled in just a few months, and for the first time, I feel like I truly understand how wealth works. If you’re reading this, maybe you were meant to. Wishing you all abundance and success. 💰✨

  18. We put our money in credit unions. Seems to be the highest interest rate for us. What are your thoughts?

  19. I came across your channel through this video—case studies are incredibly valuable, and I’m eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.

  20. @selvammanickam2743 July 5, 2025 at 5:47 pm

    Its a little scary how few people know about the book Manifest and Receive by Eva Hartley, you’re have no idea what your missing out and its honestly criminal how much this book is being hidden. All creators who know about this book should be ashamed by this

  21. I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I’m seeking to invest $250K across markets but don’t know where to start.

  22. Everyone who reads this, we don’t know each other and probably never will, but I wish you all the best in life and all the luck in the world. If you’re struggling right now, trust me—I know exactly how that feels. I spent years working hard but never really getting ahead. I thought success was all about effort, but I was missing something bigger. That changed the moment I read Manifest and Receive by Eva Hartley. I don’t know how to explain it, but my income doubled in just a few months, and for the first time, I feel like I truly understand how wealth works. If you’re reading this, maybe you were meant to. Wishing you all abundance and success. 💰✨

  23. What is APY?

  24. Purchasing a stock may seem straightforward, but selecting the correct stock without a proven strategy can be exceedingly challenging. I’ve been working on expanding my $210K portfolio for a while, and my primary obstacle is the lack of clear entry and exit strategies. Any advice on this matter would be greatly appreciated.

  25. Forbright?

  26. @Yvonne_Grammen July 5, 2025 at 5:56 pm

    Repent of all your sins!
    Begin a personal relationship with Jesus Christ!
    He is the Only Way to Heaven!

  27. Wealthfront?

  28. @CashcowStudio-k2e July 5, 2025 at 5:58 pm

    Everyone’s been promoting investing as a source of passive income, but with a 70-hour workweek and limited financial knowledge, how can I stay on top of things? Every YouTube video says "BUY, BUY!" but when and how do I sell for profit at the right time?

  29. It’s considered taxable income. Put your money in IRA instead if savings account.

  30. Sofi

  31. @valentineattard2344 July 5, 2025 at 6:01 pm

    Yea but if you make a minimum of $10 in interest within the yearon you deposit. You are sent a 1099 like your self employed to pay taxes on your 4.4% return. They also at anytime can lower your return rate because it’s variable. Inflation is less of a worry in my opinion, odds are I will lose less with inflation than just paying the taxes if I just hang on to my cash.

  32. @lillyinthefield2787 July 5, 2025 at 6:02 pm

    So( capital one bank )is GOOD CHOICE ??

  33. 😁😄😄😃😃

  34. imo the best HYSA right now is either Cash App or SoFi

  35. @GhostlordGames July 5, 2025 at 6:05 pm

    Maybe I missed it, but did you not mention Marcus?

  36. How are people not screaming about Manifest and Receive by Eva Hartley? I’m genuinely confused. This book cracked something open in me I didn’t even know was blocked. I don’t know how to explain it, but my income doubled in just a few months, and for the first time, I feel like I truly understand how life works.

  37. @luisalcantara-x9y July 5, 2025 at 6:06 pm

    I was at Redding and i overheard some friends saying the market isn’t ripe enough, but Isn’t this the best time to buy stocks? I’ve been sitting on over $445K equity from a home sale and I’m not sure where to go from here, do I keep waiting for another market opportunity?

  38. @SylviaTrevino-h3c July 5, 2025 at 6:07 pm

    I figured out that the key to hitting a million is being patient and saving up until the perfect investment chance comes along . I started by putting $30K into stocks and ended up with around $246K . But here’s the twist, I rolled all of it back in and traded again. and now I’m nearing that million mark 💪.

  39. what do you think of Vio Bank?

  40. Great info!

  41. @EmmanuelShahid7 July 5, 2025 at 6:09 pm

    axos now 4.6 as of 6/6/25

  42. @paulaharvey7794 July 5, 2025 at 6:11 pm

    I have been hearing bad things about banks keeping peoples money and closing their accounts leaving them with nothing.

  43. @fleridalara888 July 5, 2025 at 6:12 pm

    How about SoFi?

  44. I am shopping around for a high-yield savings account. I was looking at sxos but they have a bundle which I don’t want. If I just want a simple high-yield savings account, which would be the best one to go?

  45. But don’t you have to pay tax on the interest earned?

  46. I would think that a major benefit of dividend investing is that calculating portfolio size needed is not relevant. We don’t care about the value of the portfolio. We care about the sustainable income it pays. As you invest you can gradually see the income rise as you invest more and pull the retirement trigger when it’s high enough regardless of the market sentiment.

  47. @arierahmat1771 July 5, 2025 at 6:20 pm

    Basically any bank that does not have brick and mortar branches will give you decent yield on your savings…

  48. How about fidelity money market spaxx.. is it better than HYSA in the bank

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